SAIT has partnered with Marsh Canada Ltd. to provide a property and liability insurance program ensuring all residents are covered and the post-secondary is protected.
What is covered?
As part of this contract, you will receive property and liability insurance to cover your personal belongings and protect you against loss or damage for which you may be liable while living in residence.
$10,000 contents coverage
Each student will be provided with coverage to protect your personal belongings up to $10,000 — subject to a $500 deductible. The policy provides coverage for all risks of loss or damage subject to exclusions. Claims will be settled on a “replacement cost” basis (without deduction for depreciation).
$1,000,000 Personal liability coverage
If a student is found to be responsible for causing accidental damage to college property or another student’s property (for example, if a student accidentally started a fire in their room) or accidental bodily injury to another person, the policy will respond up to $1,000,000 to pay legal expenses and compensatory damages for which they are found to be legally liable.
$2,500 Additional living expenses
If as a consequence of an insured loss the student’s residence is unfit for occupancy, the policy will pay the increased expenses (up to $2,500) incurred by the student to obtain temporary housing. For example, if a student moves to a hotel for a few days while their room is being repaired, hotel costs including meals would be covered.
Download the property and insurance program brochure >
Costs
The following fees will be applied directly to your housing account prior to each semester.
- Annual premium: $85 per academic year
- Semester premium: $45 per semester
Opt-out eligibility
You may opt out of the insurance program if,
- you have your own insurance policy with the same coverage
- you have a parent that has an insurance policy that extends to you while living in residence
You are only required to opt-out of insurance once during your stay in residence by the set deadlines.
- Annual/Fall semester: Sept. 15
- Winter semester: Jan. 15
- Spring/summer semester: May 15
About Marsh
Marsh’s Private Client Services is the administrator of this insurance program and an operating practice of Marsh Canada Limited. Marsh is a global leader in insurance broking and risk management. With Marsh’s Private Client Services, you have access to a team of knowledgeable and experienced insurance brokers, readily available to answer any questions you may have about the program. Marsh’s Private Client Services offers the strength and stability of a national company with a commitment to professional and personalized service.
For additional information about the program, please contact:
Marsh Canada Limited
4273 King Street East, Suite 200
Kitchener, Ontario
N2P 2E9
1.877.585.3458
www.marsh.ca/studentinsurance
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SAIT is located on the traditional territories of the Niitsitapi (Blackfoot) and the people of Treaty 7 which includes the Siksika, the Piikani, the Kainai, the Tsuut’ina and the Îyârhe Nakoda of Bearspaw, Chiniki and Goodstoney.
We are situated in an area the Blackfoot tribes traditionally called Moh’kinsstis, where the Bow River meets the Elbow River. We now call it the city of Calgary, which is also home to the Métis Nation of Alberta.