Get your finances into shape

Invest some time in mastering your money with these quick tips from SAIT's Financial Advising team.

Be realistic

As a student, you might not be able to live the lifestyle of your dreams right now. But that's okay, your education will get you there faster.

Avoid credit you can't afford

If you use a credit card, pay it off in full every month — if you don't, you're probably paying at least 50% more for everything you buy because of interest.

Create a budget 

• Money in Record income from all sources.
• Money out List and track expenses.
• Evaluate Do you need more income/fewer expenses?
• Repeat Follow this process monthly.

💲 Start your budget with this budget building tool from CheckFirst.ca.

Keep money in your wallet

• Wait to buy things when they're on sale.
• Create a meal plan for the week.
• Look for student discounts.

You have nothing to lose by saving

If you think you can afford an increase in your expenses, try it out before committing and save the difference. Besides, you'll be better prepared if you're hit with an unexpected expense. 

Get help sooner rather than later

If you have questions about your finances or if you're struggling with money, you're not the first and you're not alone. Financial Advising is here to help — talk to an advisor.