Develop essential business skills and explore key areas of how businesses operate with practical industry-relevant coursework. 

In SAIT’s Business Administration diploma - Financial Services major, you’ll gain a solid foundation to start your career in business by learning from faculty with real business experience and engaging in small classes with active, collaborative coursework. You’ll work in teams to develop and deliver projects, present strategies, and solve business challenges and find opportunities to meet business goals.

You will start with a foundational first year of study to build core business skills. In year two, you will enter your major, where you will build skills to succeed in the financial services industry. You can write the Investment Funds in Canada (IFIC) exam to sell mutual funds.

You’ll graduate ready for an entry-level position in financial planning, retail or corporate banking, investing, insurance, trusts or compliance.

We find there is a direct correlation between the time and energy invested to the amount of success achieved. 

Remaining focused and diligent with coursework is important for success in completing the program.

You must be able to read, write, and understand the English language at a level exceeding basic conversational English.

The opportunity to advance your education by transferring into this program or gain credit for previous postsecondary courses may be available.

Graduates of this program with a minimum 2.3 cumulative GPA (67% or C+) may be eligible to enter the Bachelor of Business Administration program in year three.

Learn more about program and institution transfer options.

You’ll have the option to participate in an integrative experience capstone project in your final semester.

If you choose a capstone project, you’ll work collaboratively with students from other disciplines to address a challenge faced by a real local business or organization. You’ll work together as a team to investigate and analyze the challenge or problem before presenting a solution to company representatives.

English Language Foundations (ELF) and Business Administration Plus is an admission option for international students interested in studying Business Administration who meet the academic requirements of the Business Administration diploma but do not meet the minimum English language proficiency requirements.

Qualified applicants will complete the ELF portion of their studies and, upon completion of the appropriate ELF level 5, will transition to the Business Administration program.

Please note that depending on the ELF level you are starting at, it may take longer to successfully meet the required ELF level.

To apply, you must meet the admission requirements for the Business Administration diploma program at the time of application and present IELTS scores of at least 4.5.

You will be offered a seat in the Business Administration program once you achieve ELF level 5.

Applications can be made in the international virtual admissions system by selecting the “International English + Diploma” program.

You can complete the Investment Funds in Canada (IFIC) exam.

The Financial Planning Standards Council recognizes the program as meeting the core curriculum requirements for the Certified Financial Planner (CFP) certification.

Additional exams, education, or work requirements may apply for earning a designation or certification. Completion of a degree is required in some cases.

After successfully completing this program, graduates will receive a SAIT Business Administration - Financial Services diploma.

Download program info

Careers and opportunities

Each year, SAIT conducts a survey between February and April to determine the employment rate, salary and satisfaction of our newest SAIT alumni. 

people icon 84% graduate employment rate

salary icon $52,385 average starting salary

Find out more about our graduate employment statistics >

Our graduates may work in the following occupations. Some careers require additional experience and education.

Associated National Occupational Classification (NOC) codes: 10010, 10020, 10021, 11100, 11101, 11102, 11103, 11109, 12011, 12200, 14201, 64400.


Career counselling and support

Unsure which career path is for you? SAIT offers career planning services to help you decide your future.

You can also get started by taking our online career finder quiz, which can help you narrow down your search based on your current skills and interests.

Finally, you can also head to Alberta alis for various tools and resources, including additional quizzes and labour market information to help you narrow down a career path.

Services and workshops


Twenty courses (60 credits), including electives, are required to complete this program. You can take up to seven years to complete all 20 courses.

If you study full-time, with a full course load, you can complete the program in two years. For part-time learners, a combination of online and on-campus classes may be required to complete the program.

View classes by semester

Business core

Course Credits

This course provides an introduction to financial accounting from the perspective of the user who makes decisions based on financial information. The course includes an introduction to the accounting framework, generally accepted accounting principles and financial statements. Accounting concepts such as accounting for cash, accounts receivable, assets, liabilities, sales and inventories, are covered in the context of how they are applied to decision making. Decision analysis regarding corporate ownership and application of financial ratios will also be studied.

  • ACCT 1010

The use of industry-standard software is essential to effectively manage the information technologies that are required in business and online environments today. In this course, you will demonstrate skills in managing and customizing the Windows environment, as well as effectively using internet resources to enhance business productivity. You will develop skills in creating professional documents, managing data using spreadsheets and using technology for effective presentations. Through hands-on applications, you will learn to use productivity tools and application software in various business situations, and be able to select the right tool for the business need.

  • BCMP 1225

Business Law outlines the Canadian legal system in the context of a business environment and empowers students to apply the law and make informed decisions concerning their legal affairs. Emphasis is placed on the construction of the judicial system, the resolution of disputes, tort law, contract law, business structures, and employment law. These legal principles are applied to personal and business scenarios. Upon completion, students will have an understanding of when to seek legal advice.

  • BLAW 2030

Business Mathematics introduces you to mathematical techniques used to solve finance problems involving simple and compound interest, debt repayment, valuation of investments, simple and general annuities, amortization of debts, sinking funds and bond valuations.

  • BMAT 1040
  • BMAT 205

Communication and Presentation Skills provides you with the foundational knowledge and skills needed to compose business documents and give engaging, formal presentations. You will learn how to effectively communicate in a professional environment and consider different aspects of spoken, written and nonverbal communication (e.g., channel, content, organization, style, tone, format and mechanics) in order to share clear and concise messages with your audience. You will be required to work in both individual and collaborative settings.

  • COMM 1030
  • COMM 1070

In this introductory course in Microeconomics, you will learn about economic principles involved in analyzing problems in the business and consumer sectors of the Canadian economy. Some of the topics covered are: economic scarcity, demand, supply, elasticity, and perfect and imperfect competition.

  • ECON 1010

Macroeconomics introduces you to the operation of the Canadian economy. You will apply economic principles to analyze a national economy. Topics include measuring and analyzing demand and supply, economic performance, and unemployment and inflation; As well, government fiscal, trade, and monetary policies are explored.

  • ECON 1110

Marketing Essentials is an introductory course offering you a solid foundation in marketing principles. Working individually and in teams, you will research and discover how marketing decisions are made and identify the components of sustainable marketing programs. Your research, content application and teamwork skills will be developed and reinforced as you progress through the course.

  • MKTG 1060

The Introduction to Business course will provide you with tools to understand multiple business functions including: management, human resources, marketing, supply chain, and personal finance. You will also explore the Canadian business and economic system, as well as the importance of business ethics and social responsibility in an increasingly global environment. Working through a team project and business simulation, you will begin to develop a 21st Century skill set including communication, critical thinking, collaboration and effective teamwork. By the end of this course, you should have the foundations for understanding business and business ownership.

  • MNGT 1200

This introductory course provides an overview of human behaviour in organizations at the individual, group, and organizational level and the effect of each on organizational effectiveness. Topics include: individual differences, motivation, communication, teams, power and politics, conflict and negotiation, leadership, organizational culture, and change management.

  • MNGT 2250

Quantitative Methods will build analysis skills through the study of basic concepts in statistics, including: sampling; measurement of central tendency and variability; probability and probability distributions; random variables; estimation; hypothesis testing; small sample theory; and regression analysis.

  • STAT 2040

Financial services major cores

Course Credits

This course covers sources and structures of income tax legislation, the meaning of income from employment, net income for individuals, income from business and property, capital cost allowance, capital gains/losses, remuneration salaries vs. dividends, impact of taxation on business decisions and tax planning.

  • BLAW 300 or BLAW 200
  • ACCT 255 or ACCT 240 or BFIN 230 or BFIN 255 or BFIN 301

Money and Banking introduces the sources and demands for money, interest rates, and financial products and services. You will discuss financial markets, the roles of financial and non-financial institutions, financial institution management, the structure and governance of the international financial system, the roles of central banks, and current trends within the Canadian financial services sector.

  • BFIN 2333

This intermediate course provides more in-depth knowledge into the key elements of Financial Planning. Topics include a deeper analysis of Risk Management and Insurance, Retirement Planning, Government benefit programs, TFSA’s, RRSP’s and other types of savings plans. The course will emphasize client relationship building. Participants will complete a basic Financial Plan.

  • BFIN 255 or BFIN 230
  • BFIN 2341

Constructing an appropriate investment portfolio of mutual funds and financial securities depends upon identifying and responding to changing client needs. Topics include the role of the mutual fund representative, knowing your client, the types of financial securities and mutual fund products available, risk and return, creating and evaluating investment portfolios. Concepts are reinforced through a stock game simulation and mutual fund portfolio design and critique. Leads to the Investment Funds in Canada (IFC) credential required to sell mutual funds.

  • BFIN 333 or BFIN 355
  • BFIN 2356

This course focuses on the use and demonstration of a Needs Satisfaction Selling model. Through financial product-based role plays, learners will employ all elements of the model with the ultimate objective to utilize these skills in a real world setting. Ethical practices in the financial services industry will be examined with an emphasis on the Canadian Financial Planners code of ethics.

  • BFIN 230 or BFIN 255

BFIN 2360


This course will integrate all elements of the financial planning processes culminating in the creation of a basic financial and estate plan. The remaining topics of the financial planning cycle will be introduced including, professional standards casework, client-based financial planning process, financial management, estate planning including taxation, family law, organizational structures, and RESP options. Participants will complete a personalized retirement income plan as seen in the financial planning field.

  • BFIN 341 or BFIN 342
  • BFIN 2380

This course will integrate a broad range of elements from financial planning and taxation. Students will apply these elements in realistic scenarios to develop financial decision making skills relevant to the current marketplace. Critical thinking skills are utilized as students collect, assess, and synthesize information to determine realistic financial opportunities and formulate strategies that can be included in a complete financial plan.

  • ACCT 375 or ACCT 370
  • BFIN 341 or BFIN 342
  • BFIN 2386

Business core elective (choose one)

Course Credits

Building on the foundation established in Introductory Financial Accounting I, this course introduces accounting issues related to partnerships and corporations. Topics including bank reconciliations, bad debts, capital assets, short and long-term liabilities, share capital, dividends and stock splits are explored. You will gain practical, hands-on experience in recording accounting transactions and preparing financial statements.

  • ACCT 210 or ACCT 215
  • ACCT 2110

Personal Financial Planning is an introductory course offering the student a solid foundation in financial principles. The goal of understanding personal financial planning is to achieve personal economic satisfaction. Significant areas that will be covered will be setting financial goals, budgeting, income taxes, insurance, investment products, and retirement/estate planning.

  • BFIN 1255

Human Resource (HR) Management includes the foundational knowledge and skills required by HR Professionals and business managers. This course includes an overview of the field of human resource management, along with human resource planning, employee compensation and benefits, recruitment, selection and training of employees, performance management, government regulation and health and safety in the workplace.

  • HRMT 2320

In this course, you will develop a practical approach to using digital, social and mobile platforms that achieve business goals. Current applications and tools, community management practices and legal/privacy issues related to digital marketing tactics will be examined. Teams will develop a digital plan that specifies the use of email, websites, SEO, social media and mobile marketing, all with the goal of targeting and delivering effective communication to digital media-savvy audiences. An emphasis is placed on the return on digital marketing investment and on building relationships that lead to a culture of trust.

  • MKTG 1265

This introductory course examines the multi-faceted role of managers and leaders within the organization. Issues such as planning and controls, managing the team and group dynamics, and creating and leading change will be examined within the cultural context of the organization. Decision-making and communication skills from a management perspective will be developed in light of sustainability, ethical, and diversity issues combined with a constantly changing competitive environment.

  • MNGT 1255

Supply chain management (SCM) is the movement of material and information through integrated processes in a supply chain to provide the highest degree of customer satisfaction at the lowest possible cost to achieve a sustainable competitive advantage. Elements of a supply chain include Transportation and Logistics, Procurement and Contract Management, Operations Management, Materials Management and Quality and Safety. You will analyze different components of the integrated process including: location choice, distribution system design, selection of suppliers and distributors, contracting issues, partnership formation, inventory policies, production plans and electronic data interchange. You will be introduced to the planning and management of the production and distribution of goods and services and you will start developing the skills needed to support the integrated SCM process.

  • SCMT 1255
  • MNGT 2370

Integrative experience elective (choose one)

Course Credits

In this capstone course, students from different disciplines work collaboratively to apply classroom knowledge and diverse perspectives to a challenge faced by a business or community organization. Combining their disciplinary perspectives for broader context, students will investigate and analyze the problem before presenting a solution. By adding a service-learning component that strengthens community ties, the course allows teams to showcase applied learning and technical skills in a project that expands the individual student’s workplace insights while also forging business connections.

  • ACCT 215
  • BCMP 225
  • BMAT 230
  • COMN 220
  • ECON 250
  • ECON 305
  • MKTG 260
  • MNGT 250
  • MNGT 200 or BLAW 300

This course integrates the learning outcomes from pre-requisite courses to enable students to make sustainable and competitive strategic business decisions within a rapidly changing global environment. Critical thinking skills are utilized as students analyze and apply management strategies to business cases and make recommendations to maximize corporate results.

  • ACCT 215 or ACCT 210 or ACCT 330
  • BCMP 225 or BCPT 238
  • BMAT 230 or BMAT 205
  • COMN 220 or COMM 290
  • ECON 250 or ECON 240
  • ECON 305 or ECON 260
  • MKTG 260 or MKTG 205
  • MNGT 200 or BLAW 300 or BLAW 200
  • MNGT 250 or MGMT 254


Students must attain a PGPA and/or a CGPA of 2.0 or better in each semester and pass the necessary prerequisite courses to progress through the program. To qualify for graduation, students must pass all courses, attain a CGPA of 2.0 or better and complete course requirements within the prescribed timelines.

Review our grading and progression procedure >


Explore your options!

Some courses in this program are available through Open Studies. You can complete courses via Open Studies to get a head start on your education, reduce your course load once accepted into a credentialed program, or determine which career path best suits you before you fully commit. 

You may also take courses for general interest or personal and professional development.

Available Open Studies courses

Admission requirements

Applicants educated in Canada

All applicants must demonstrate English language proficiency and meet the following requirements or equivalents.

  • at least 50% in Math 30-1 or Math 30-2 AND
  • at least 50% in English Language Arts 30-1, or at least 60% in English Language Arts 30-2.

SAIT accepts high school course equivalents for admission for applicants educated outside Alberta.

All applicants who were educated outside of Canada must demonstrate English Language proficiency and provide proof they meet the program admission requirements with an international document assessment. Find out what educational documents are accepted and assessment options.

SAIT may also accept courses completed at certain international post-secondary institutions.


Academic Upgrading

Missing an admission requirement for this program? Upgrade your prior education to help you receive admission into one of SAIT's career programs.


English language proficiency

All applicants must demonstrate English language proficiency prior to admission, including students educated in Canada.

Learn more

Available intakes

Spring 2024

Start dates:

Domestic students: Waitlisted
  • Application deadline: Feb. 23, 2024
International students: Waitlisted
  • Application deadline: Jan. 22, 2024

Fall 2024

Start dates:

Domestic students: Open
  • Application deadline: June 28, 2024
International students: Open
  • Application deadline: May 29, 2024


2023/24 tuition and fees

The following costs are effective as of July 1, 2023. They are an estimate of tuition and fees based on the recommended course load per year.

Domestic students

Year Number of semesters Tuition fees Additional fees Total per year
1 2 $5,910 $1,570 $7,480
2 2 $5,910 $1,570 $7,480
Total cost:

Year Number of semesters Tuition fees Additional fees Total per year
1 2 $18,936.30 $1,570 $20,506.30
2 2 $18,936.30 $1,570 $20,506.30
Total cost:

Books and supplies are approximately $1,000 - $1,500 per full-time year.

This is a bring-your-own-device program with a standard computer hardware and software requirement. See the specific requirements on our computers and laptops page.

Find your booklist on the SAIT Bookstore's website. The booklist will be available closer to the program start date. Can’t find your program or course? The bookstore didn't receive a textbook list. Contact your program directly to determine if they’re still refining course details or if you're in luck; no textbook purchase is required this term.

You will be required to register and pay approximately $400 to $700 to an external accrediting body for an industry licensing exam.


Financial aid

Paying for your education may feel overwhelming, but we have resources and programs that can help, including information about payment options, student loans, grants and scholarships.

Learn more

Application process

When applying in the application portal, select Business Administration. You will declare your major before your second year of the program.

Ready to apply?

Follow our step-by-step guide to submitting a successful application.

Learn how to apply

Communication during admission

Email is the primary source of communication during the selection process. Ensure your personal email account is managed appropriately to receive our emails, files and communications. 

We recommend you add the business.advising@sait.ca domain to your safe senders' list or you risk missing critical email messages.


Begin your application

Apply now using the online application portal. 

Ensure you have a valid Visa or Mastercard to pay the non-refundable application fee of $120 for domestic applicants or $150 for international applicants. 

Apply now

Information sessions

Prepare for a strong start in your chosen program or get the details you need to decide your future path.

Our expert staff and faculty are ready to answer your questions and provide information about the following:

  • What sets SAIT apart
  • An introduction to the program and area of study
  • Admission requirements
  • Future career paths
  • Information on the earning potential and graduate employment rates.

Contact us

School of Business Advising


International Student Advising